HDFC Housing Loan
HDFC Housing Loans provides services at your doorstep and helps you find a home as per your requirements 3 decades of exclusive experience, a dedicated team of experts and a complete package to meet all your housing finance needs, HDFC (Housing Development And Finance Corporation) is the largest residential mortgage finance institution in the country. With an HDFC Housing Loans, you can bring to life the house of your dreams.
HDFC Housing Loan can be taken up to 85% of the total cost of your home and you can avail their Home Loan facility from the age of 20 years till the age of your retirement. HDFC Bank provides not only provides Home Loans but also Home Improvement Loan, Home Extension Loan, Short Term Bridging Loan, Land purchase Loan, Home Equity Loans. Besides these, loans to professionals for Non Residential Premises are also provided.
HDFC Housing Loans are easy to arrange and can be customized according to your needs and repayment capability.HDFC’s Housing Loans offers you various unique benefits and are easy to arrange and repayable in easy monthly installments. The terms of the loan can be structured according to your unique requirements.
Features & Benefits
| Home Improvement Loan – This Housing loan is for renovation of the house and will be helpful for internal and external repairs and other structural improvements like painting, waterproofing, plumbing and electric works, tiling and flooring, grills and aluminum windows. HDFC finances up to 85%. |
| Home Loan - Home loans for individuals to purchase or construct houses. Application can be made individually or jointly. HDFC finances up to 85% maximum of the cost of the property based on the repayment capacity of the customer. |
| Home Extension Loan – This type of Housing Loan facilitates the extension of an existing dwelling unit. All the terms are the same as applicable to Home Loan. |
| Land Purchase Loan - HDFC Land Purchase Loan is a convenient loan facility to purchase land. HDFC finances up to 85% of the cost of the land . Repayment of the loan can be done over a maximum period of 15 years. |
| Loan cover Term Assurance Plan - HDFC Standard Life Insurance Company Ltd. offers an insurance plan. This pure risk plan is designed in a way that the cover decreases as you repay your home loan making it a low cost premium insurance plan. Insurance is the subject matter of solicitation. This loan is designed to ensure that life’s uncertainties do not affect your family’s interests and your precious home. This housing Loan provides a lump-sum payment on the unfortunate demise of the life. |
| Automated Repayment of Home loan EMI - EMIs directly from your HDFC Bank Savings Account, thus, saving you the trouble of procuring, signing and tracking post-dated cheques.HDFC also offers In-house scrutiny of Property documents for your complete peace of mind. |
| Customer privileges - If you are an existing HDFC Housing Loan customer, you can avail of other loans , such as Personal Loans, Car Loans, Two-wheeler Loans and Loan against securities at lower interest rates. |
If you are looking for home loan finance you might think that the easiest course of action is to apply to your own bank. With an HDFC Housing Loan, you can bring to life the house of your dreams. You could buy a self-contained flat in an existing or proposed co-operative society, in an apartment owner’s association or even an independent single-family or multi-family bungalow or row house as well as a house that you like anywhere in India….
